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Rupay Platinum Debit card

Airport lounge facility

Personal Accident and Total Permanent Disability Cover up provided by NPCI

Contactless Card

For Domestic and international Usage (International Ecom transactions not allowed).
No PIN is required up to Rs.5,000/- per contactless transaction.
PIN is mandatory for all the transactions above the value of Rs.5,000/- per transaction. *(limits are subjected to change in future by RBI)
Number of contactless transactions allowed per day – Three Transactions.
Lounge list, access https://rupay.co.in/lounges
NPCI provides Accidental Death and permanent total Disability Insurance with coverage of INR 2 Lakhs.
Card holders will get rewarded with Star Points for their transactions at POS & ecommerce.
1 complimentary domestic airport lounge visit per quarter. To avail lounge access, cardholder should have made purchase transactions totaling upto a minimum limit of Rs. 5000/- (only POS and E-commerce transactions) during the previous quarter to avail lounge access in the subsequent quarter.
Spend period will be counted from 1st day of month1 to last day of month3 within same quarter (eg: DEC QTR 2025:: 1st October 2025 – 31st December 2025).
Lounge will be available in next quarter (Eg: MARCH QTR 2026: 15th JAN 2026 – 14th April 2026).
Locations where Railway lounge access will be available from 1st December 2025 as below.
Both Airport lounge and Railway lounge will be discontinued from 01st April 2026.

Lounge	Location
IRCTC Executive Lounge	Jaipur
Executive Lounge	Kolkata
IRCTC Executive Lounge	New Delhi
Executive Lounge by Hotel Pradeep	Varanasi
Inej Executive Lounge	Chennai
Executive Lounge Margaon	Goa