HOW TO REDEEM STAR POINTS?

Customer can redeem reward points in 2 ways:

  • By login in BOI Mobile
    Omni Neo Bank App.

  • In app go to my Profile
    section -> My Rewards

  • Customers can utilize the Points to avail large platform of Goods & Services and Merchandise like Airline tickets | Bus Tickets | Movie Tickets |Merchandize | Gift Vouchers | Mobile & DTH Recharge.

How to Earn Star Reward Points

Rewardz Structure for Debit Card (Live from 01.09.2025)

Rewardz Structure for Debit Card (Live from 01.09.2025)
Trigger Points Earned Condition
New Card Activation 50 Points
  • Minimum two POS/E-com transaction of amount-Rs.3000/- Within 30 days of card Issuance.
  • One Time Incentive .
  • Excluded from monthly capping of rewardz points
Star Debit Bonus 100 Points
  • Overall Spend should be more than Rs.50,000/- per month.
  • Excluded from monthly capping of rewardz points.
Card-wise Bonus 3 Point
  • Transaction value should be more than Rs.10,000/- per transaction
  • Transaction should be done using Rupay Select Debit Card, VISA Signature Debit Card and Mastercard World Elite Debit Card.
Rs.0-5000/- 1 Point
  • 1 Point per Rs.100 /-
Rs.5001-10,000/- 1.5 Points
  • Transaction value should be between Rs.5001- Rs.10,000/- per transaction
>Rs.10,000/- 2 Points
  • Transaction value should be more than Rs.10,000/- per transaction

Rewardz Structure for Credit Card (Live from 01.09.2025)

Rewardz Structure for Credit Card (Live from 01.09.2025)
Trigger Points Earned Condition
New Card Activation 100 Points
  • Minimum two POS/E-com transaction of amount-Rs.3000/- Within 30 days of card Issuance.
  • One Time Incentive .
  • Excluded from monthly capping of rewardz points
Star Credit Bonus 1000 Points
  • Overall Spend should be more than Rs.50,000/- within 3 months of card issuance
  • One Time Incentive
  • Excluded from monthly capping of rewardz points
Card-wise Bonus 3 Point per Rs.100/-.
  • Transaction should be done using Rupay Select Credit Card and VISA Platinum Credit Card.
Standard Category 2 Points per Rs.100 /-
  • Transaction value should be Rs.100/- and above
Preferred Category 3 Point per Rs.100 /-
  • Transaction value should be Rs.100/- and above

Rewardz Structure for BOI Mobile Application (Live from 01.11.2025)

Rewardz Structure for BOI Mobile Application (Live from 01.11.2025)
Triggers Points Earned Condition
New User Registration 100 Points
  • One Financial transaction of Rs. 5000/- within 30 days of registration/ activation.
  • One time incentive
  • Excluded from monthly capping of rewardz points
Bill Payments 4 Points per Bill Payment
  • Capping at 20 reward points per customer ID per month
  • Excluded from monthly capping of rewardz points
UPI 1 Point per transaction
  • Transaction value should be Rs 500/- and above.
Fixed Deposit (FD)> X Points (Fixed Deposit of Y amount with a minimum tenure of 12 months, where X= (Y/1000) Points)
  • Transaction should be Rs. 1,00,000/- and above with a minimum tenure of 12 months
  • Lock-in period of 6 months for the accrual of the points.
  • Capping of 1000 points per customer ID per month.
  • One time Incentive per Fixed Deposit
Recurring Deposit (RD) X Points (Recurring Deposit of Y amount with a minimum tenure of 12 months, where X= (Y/10) Points)
  • Minimum three successful transaction of amount- Rs. 1000/- and above.
  • Capping of 1000 points per customer ID per month.
  • One time Incentive per Recurring Deposit.
Public Provident Fund (PPF) 100 Points
  • Minimum three successful transaction of amount- Rs. 5000/- and above.
  • One time Incentive per PPF account.

Rewardz Structure for Credit Card (Live from 01.09.2025)

Rewardz Structure for Credit Card (Live from 01.09.2025)
Trigger Points Earned Condition
New Card Activation 100 Points
  • Minimum two POS/E-com transaction of amount-Rs.3000/- Within 30 days of card Issuance.
  • One Time Incentive .
  • Excluded from monthly capping of rewardz points
Star Credit Bonus 1000 Points
  • Overall Spend should be more than Rs.50,000/- within 3 months of card issuance
  • One Time Incentive
  • Excluded from monthly capping of rewardz points
Card-wise Bonus 3 Point per Rs.100/-.
  • Transaction should be done using Rupay Select Credit Card and VISA Platinum Credit Card.
Standard Category 2 Points per Rs.100 /-
  • Transaction value should be Rs.100/- and above
Preferred Category 3 Point per Rs.100 /-
  • Transaction value should be Rs.100/- and above

Rewardz Structure for BOI Retail Internet Banking (Live from 01.11.2025)

Rewardz Structure for BOI Retail Internet Banking (Live from 01.11.2025)
Triggers Points Earned Condition
New User Registration 100 Points
  • One Financial transaction of Rs. 5000/- within 30 days of registration/ activation.
  • One time incentive
  • Excluded from monthly capping of rewardz points
Bill Payments 5 Points per Bill Payment
  • Capping at 25 reward points per customer ID per month
  • Excluded from monthly capping of rewardz points

Rewardz Structure for E-Platform (Live from 01.11.2025)

Rewardz Structure for E-Platform (Live from 01.11.2025)
Triggers Points Condition
Online Account Opening with KYC 100 Points
  • Minimum Balance of Rs. 5,000/- for 3 months.
  • One Time Incentive
  • Excluded from monthly capping of rewardz points

Rewardz Structure for BOI Merchants (Live from 01.11.2025)

Rewardz Structure for BOI Merchants (Live from 01.11.2025)
Triggers Points Condition
New Merchant on-boarding 200
  • One Time Incentive
  • Excluded from monthly capping of rewardz points
Merchant Bonus Points 1000
  • Minimum Credit transaction of Rs. 5,00,000/- and above in a month in the account.

Note:

  • Maximum 10,000 points per month can be accumulated by a single customer ID or CIF.
  • From 01.09.2025, UPI on Credit Card transactions having value equal to and less than Rs. 2000/- are not eligible for accrual of any reward points.
  • From 01.09.2025, all exclusion on PoS and E-commerce transactions using BOI Debit Card and Credit Card have been removed.

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