France
HongKong
Japan
Kenya
New Zealand
Singapore
USA
Tanzania
UK
Uganda
Vietnam
Antwerp
Dubai
IBU GIFT CITY
Indonesia
KEY FEATURES OF BANK OF INDIA API SERVICES
Seamless Integration
Experience real-time banking with direct integration between your ERP and Bank of India’s systems for a smooth exchange of data. Initiate and process transactions instantly, ensuring faster and more efficient operations.
Secure and Encrypted Data Exchange
Your financial data is protected with advanced encryption protocols such as HTTPS and OAuth to ensure that data is encrypted in transit, ensuring secure exchange of sensitive information between your system and the bank.
Enhanced Operational Efficiency
APIs system can automate tasks and workflows, reducing the need for manual intervention and increasing operational efficiency. This not only saves time but also reduces errors that can occur due to human intervention.
Simplified Reconciliation
APIs system can provide real-time data and updates, making it easier to reconcile and track changes. This also enables businesses to identify discrepancies quickly and take corrective action.
Time-Saving Convenience
APIs system can be used to automate repetitive tasks such as payments, status enquiry. This not only saves time but also reduces the likelihood of errors that can occur due to manual intervention.
OUR OFFERINGS
Account Balance Inquiry
Retrieve real-time account balances securely with our API. Enable instant access to financial data for better user experience and smarter decision-making.
Account Statements
Generate and fetch digital account statements for any period via our API, simplify reconciliation and record-keeping with easy, on-demand access.
Mini Statements
Access the recent transactions with ease through our API.
NEFT/RTGS/IMPS/Internal Fund Transfer
Provide Real Time fund transfer facility (interbank and intrabank) to the corporates.
Payment Status Inquiry
Provide current status of a payment, whether is successful, failed , or pending. It helps the corporated confirm the final status of a transaction after it was started.
Bulk Transfer
API allows a corporates to send money to multiple recipients in one single request. It used to automate payments like salaries, refunds or commissions.
WHY PARTNER WITH BANK OF INDIA?
Our API solutions are designed to enhance your business efficiency, with wide coverage, improved
security and provide a seamless banking experience.
Simplify your banking operations with Bank of India's low-cost,
secure API solutions, to fuel your business growth.
GET STARTED. GET BUILDING.
Step 1 - Join the Developer Community
Sign up with your email on Developer Portal to create your developer account.
Step 2 - Subscribe and Build
Browse the API catalog and subscribe to the API products that interest you. Generate API keys, and start building with the help of documentation and SDKs.
Step 3 - Test & Go-live
Promote your APIs through integrated UAT for validations and compliance checks. Once approved, promote seamlessly to production.
API Banking
FAQ's Section
Application Programming Interface (API) Banking: API Banking makes use of APIs (XML/JSON codes) for communication between bank and client servers, making data transfer between these two systems seamless, ensuring seamless and secured integration between the customer’s and bank’s systems. This ability of API Banking helps the customer to perform banking transactions in an easy manner without having to toggle between his Enterprise Resource Planning (ERP) platform and bank.
All our APIs use industry-standard encryption, token-based authentication, and comply with regulatory requirements to ensure data privacy and transaction security.
We support a wide range of account types including savings, current, and corporate accounts, depending on the integration with our partner banks.
You can request access through our developer portal or contact our branch team. Once onboarded, you’ll receive generate your API credentials using the self-service option and refer to comprehensive documentation to start development and integration.
