Gold Loan

  • Loan available upto 85 % of Gold value.
  • Nominal processing charge
  • Express credit delivery
  • Easy repayment terms
  • Overdraft facility available.
  • No pre closure charges
  • Attractive rate of Interest.
  • Special Concession in ROI for hallmarked jewellery*
  • TAT - 25 Minutes

For more information

Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

Gold Loan

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

Gold Loan

To meet Credit needs for all type agriculture related activity, business related activity or for consumption needs.

For more information

Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

Gold Loan

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

Gold Loan

Any individual who is lawful owner of Gold jewellery/ornaments/coins.

Quantum of finance

  • Minimum amount of loan – Rs 20,000/-
  • Maximum amount of loan – Rs 30.00 Lakh

Before applying you must have

  • KYC documents(identity proof and address proof)
  • Gold jewellery/coin that can be pledged.
  • Land holding particulars, if purpose is Agriculture Allied Activity and loan amount > Rs 2.50 Lakh.

For more information

Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

Gold Loan

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

Gold Loan

RATE OF INTEREST

Activity Rate of Interest
Agriculture @ 1 Year MCLR + BSS (0.15%)
Agriculture- Food & Agro @ RBLR + BSP (0.25%)
MSME @ RBLR + BSP (0.65%)
Retail @ RBLR + BSP (1.05%)

PROCESSING CHARGES

Limit PPC
Up to 0.50 lakh Nil
Above 0.50 lakh to 1.00 lakh Rs.250/-
Above 1.00 lakh to 5.00 lakh Rs.500/-
Above 5.00 lakh to 10.00 lakh Rs.1000/-
Above 10.00 lakhs Rs.1500/-

OTHER CHARGES

  • Charges regarding the fetching/verification of land record for Agricultural Gold Loan, recovered from borrower at the rate of Rs.50/- per account/record.

For more information

Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

Gold Loan

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

Gold Loan

  • The gross weight of gold jewellery, ornaments or coins is first measured using a calibrated electronic weighing machine. The weight of all non-gold materials such as pearls, coral, stones, alloy mixtures, threads, lac or any other foreign substances is deducted from the gross weight. The valuation framework is strictly based on the intrinsic metal value. Gold purity is then assessed using reliable testing methods such as touchstone testing, nitric acid testing and gold purity testing machines (where available).
  • This standardized weight represents the net eligible weight, which forms the basis for subsequent valuation based on the purity of gold jewellery/ornaments or coins and the appraised value is used to determine the LTV ratio.