Know More About
VISA PLATINUM INTERNATIONAL

It is a Platinum Card

Accepted at Domestic and Foreign merchants across the globe
Up to 51 days interest-free credit period
Maximum amount of cash limit is 50% of the spending limit
Credit Limit shall be maximum 20% of gross Annual Income. Depending upon merits of case this may be extended up to 40%
ATM Cash withdrawal limit: Rs.15,000 per day
Flexible credit limits for add-on cards
Payment is to be made on or before 21 days from date of billing

*only applicable for Credit Cards issued from 01st September 2024 to 28th February 2025. The membership ID will be sent to the eligible users in their registered mobile number via SMS/Whatsapp

Visa Concierge services with 24/7 digital personal assistant and lifestyle guide, with dining offers at 15 award-winning restaurants, spanning across 10 markets
2X Loyalty Reward points in POS and ECOM transactions, excluding restricted categories ( For more information visit Star Rewards )
Dine and Save with up to 20% off on total bill on selected restaurants. No minimum spend required.
Visa offers and perks on various merchants across the globe. Visit for latest offers

Membership ID will be sent to the eligible users in their registered mobile number via SMS/Whatsapp.
Cardholder lands on portal via link - https://visabenefits.thriwe.com/
Registers (creates account) using membership id, mobile number and OTP, email address and verification
Cardholder does an INR 1 auth txn to validate identity
Post registration, every subsequent login will be based on mobile number and OTP
Post login, cardholder lands on a dashboard which shows available benefits
Cardholder clicks on any benefit to issue voucher/ code
Voucher/ code will also be triggered to cardholder via email/ SMS
Cardholder can login and redeem any benefit depending on validity
After redemption, the counter for that particular benefit reduces by 1
Cardholder can access redeemed benefit details anytime post claiming the same
Membership ids will expire within 90 days of receiving from Visa
Once membership id is activated/ registered, account is valid for 12 months

Cardholder to login and click on issue voucher
Cardholder needs to select airport and outlet and generate a voucher
Generated voucher needs to be redeemed within 48 hours, failing which it will be considered as redeemed
Cardholder can showcase voucher at outlet to redeem during purchase and get the bill amount deducted by the voucher amount
List of eligible outlets and airports will be available on the portal
Voucher Validity: 48 hours
Escalations to be routed on toll free number or email address mentioned on the portal
Vouchers once issued can be cancelled within timeframe (before expiry). This will adjust the counter and refund the quota to cardholder

Cardholder to login and click on issue code
The generated code to be used on Swiggy/ Amazon to be added to respective wallets and get the bill amount adjusted with the coupon amount
Voucher Validity: 12 months (Amazon), 3 months (Swiggy)
Escalations to be routed on toll free number or email address mentioned on the portal

Customer should have a valid and active savings account with the Bank
Customer should attain minimum age of 21 years
Customer need to have a regular income and provide proof of the same
Customer can either be a salaried employee, or self-employed and managing their own business
Customer should have good credit history
Customer need to be an Indian resident or a Non-resident India (NRI)

Issuance- NIL
AMC - Rs. 500/- (principal)
AMC - Rs. 300/- (Add on card)
Replacement - Rs. 300/-

Login to BOI Omni Neo App with your credentials
Go to Manage Cards option.
Locate the card to be activated under Credit Card tab
Under the inactive card, select Activate Card option
Enter Expiry (MM/YY) as mentioned on card followed by verification OTP sent to registered mobile number
Once verified, you can set PIN immediately by choosing Set PIN Now or choose Set PIN Later for PIN generation at a later stage.
Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful card activation and PIN generation

Login to Internet Banking platform with your credentials
Go to Pay option and select My Cards.
Locate the card to be activated under Credit Card tab
Under the inactive card, select Activate Card option
Enter Expiry (MM/YY) as mentioned on card followed by verification OTP sent to registered mobile number
Once verified, you can set PIN immediately by choosing Set PIN Now or choose Set PIN Later for PIN generation at a later stage.
Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful card activation and PIN generation.

Branches can facilitate activation of credit cards issued by raising a service request in CRMNext portal, with necessary information (Customer ID & masked card number).

Note: Card to be activated within 30 days from the date of issuance in order to avoid the closure of the card as per the RBI Guidelines.

Login to Mobile Banking App with your credentials
Go to Manage Cards
Under Credit Cards Section, select the Active Credit Card for which PIN has to be set
Under My Card Services, select Set Card PIN option
Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful PIN generation.

Login to Internet Banking platform with your credentials
Go to Pay option and select My Cards.
Locate the card to be activated under Credit Card tab
Under My Card Services, select Generate PIN option
Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful PIN generation.

Customers can approach their nearest branch for availing InstaPINs for their credit cards.

Through Omni Neo Mobile Banking App:

Login to Mobile Banking App with your credentials
Go to Manage Cards
Under Credit Cards Section, select the Set Limit And Channels option
You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
Click on Save Changes for successful limit updation

Through BOI Internet Banking

Login to Internet Banking platform with your credentials
Go to Pay option and select My Cards.
Locate the card to be actioned under Credit Card tab.
Choose a card and select Set Limits and Channels option
You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
Click on Save Changes for successful limit updation

Login to Mobile Banking App with your credentials
Go to Manage Cards
Under Credit Cards Section, select the Set Limit And Channels option
You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
Click on Save Changes for successful limit updation

Login to Internet Banking platform with your credentials
Go to Pay option and select My Cards.
Locate the card to be actioned under Credit Card tab.
Choose a card and select Set Limits and Channels option
You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
Click on Save Changes for successful limit updation