RuPay Platinum Credit Card

  • Accepted at Domestic and Foreign merchants across the globe.
  • Maximum amount of cash limit is 50% of the spending limit.
  • Maximum amount of cash that can be withdrawn from ATM: Rs.15,000 per day.
  • Flexible credit limits for add-on cards
  • Up to 51 days interest-free credit period
  • Payment is to be made on or before 5th of succeeding month, suiting requirements of salaried class.

RuPay Platinum Credit Card

  • Exclusive merchant offers (POS and e-commerce) from RuPay. For a list of offers, visit https://www.rupay.com/rupay-offers.
  • Insurance cover of upto 2 Lakhs (Personal Accident and Permanent Disability) provided by RuPay.
  • 24*7 Concierge services – from Travel assistance to Hotel reservations to Consultancy Services
  • 2X Loyalty Reward points in POS and ECOM transactions, excluding restricted categories ( For more information visit Star Rewards)
  • Log into RuPay Platinum portal for a one-time registration to view all complimentary and discounted features/offers.

RuPay Platinum Credit Card

  • Customer should attain minimum age of 21 years
  • Customer need to have a regular income and provide proof of the same
  • Customer can either be a salaried employee, or self-employed and managing their own business
  • Customer should have good credit history
  • Customer need to be an Indian resident or a Non-resident India (NRI)

RuPay Platinum Credit Card

  • Issuance – Nil
  • AMC – Nil
  • AMC – Rs.200/- (Add-on)
  • Replacement Rs.300/- (Principal/Add-on)

RuPay Platinum Credit Card

  • Login to BOI Omni Neo App with your credentials
  • Go to Manage Cards option.
  • Locate the card to be activated under Credit Card tab
  • Under the inactive card, select Activate Card option
  • Enter Expiry (MM/YY) as mentioned on card followed by verification OTP sent to registered mobile number
  • Once verified, you can set PIN immediately by choosing Set PIN Now or choose Set PIN Later for PIN generation at a later stage.
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful card activation and PIN generation

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be activated under Credit Card tab
  • Under the inactive card, select Activate Card option
  • Enter Expiry (MM/YY) as mentioned on card followed by verification OTP sent to registered mobile number
  • Once verified, you can set PIN immediately by choosing Set PIN Now or choose Set PIN Later for PIN generation at a later stage.
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful card activation and PIN generation.

  • Branches can facilitate activation of credit cards issued by raising a service request in CRMNext portal, with necessary information (Customer ID & masked card number).

Note: Card to be activated within 30 days from the date of issuance in order to avoid the closure of the card as per the RBI Guidelines.

RuPay Platinum Credit Card

  • Login to Mobile Banking App with your credentials
  • Go to Manage Cards
  • Under Credit Cards Section, select the Active Credit Card for which PIN has to be set
  • Under My Card Services, select Set Card PIN option
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful PIN generation.

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be activated under Credit Card tab
  • Under My Card Services, select Generate PIN option
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful PIN generation.

  • Customers can approach their nearest branch for availing InstaPINs for their credit cards.

RuPay Platinum Credit Card

Through Omni Neo Mobile Banking App:

  • Login to Mobile Banking App with your credentials
  • Go to Manage Cards
  • Under Credit Cards Section, select the Set Limit And Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation
Through BOI Internet Banking

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be actioned under Credit Card tab.
  • Choose a card and select Set Limits and Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation

  • Login to Mobile Banking App with your credentials
  • Go to Manage Cards
  • Under Credit Cards Section, select the Set Limit And Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be actioned under Credit Card tab.
  • Choose a card and select Set Limits and Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation