Domestic Credit Card

  • For Domestic usage and valid only in India and Nepal.
  • Customer will get 2X Reward points in POS an ECOM transactions. *(Excluding Blocked Categories).
  • Maximum amount of cash limit is 50% of the spending limit
  • Maximum amount of cash that can be withdrawn from – ATM – Rs. 15,000 per day.
  • Billing cycle starts from 16th of current month to 15th of next month.
  • Payment is to be made on or before 5th of succeeding month which mostly suits the requirement of salaried class.
  • Interest free credit upto 51 days and revolving credit facility at preferential rate.
  • Flexible credit limits for add-on cards.

Domestic Credit Card

  • Individual, Staff/non-staff, private limited company, partnership firms, public limited company.
  • Customer should be having steady source of income verifiable through Income Tax Returns

Domestic Credit Card

  • Issuance of Master India Credit Card is discontinued.

Domestic Credit Card

  • Login to BOI Omni Neo App with your credentials
  • Go to Manage Cards option.
  • Locate the card to be activated under Credit Card tab
  • Under the inactive card, select Activate Card option
  • Enter Expiry (MM/YY) as mentioned on card followed by verification OTP sent to registered mobile number
  • Once verified, you can set PIN immediately by choosing Set PIN Now or choose Set PIN Later for PIN generation at a later stage.
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful card activation and PIN generation

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be activated under Credit Card tab
  • Under the inactive card, select Activate Card option
  • Enter Expiry (MM/YY) as mentioned on card followed by verification OTP sent to registered mobile number
  • Once verified, you can set PIN immediately by choosing Set PIN Now or choose Set PIN Later for PIN generation at a later stage.
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful card activation and PIN generation.

  • Branches can facilitate activation of credit cards issued by raising a service request in CRMNext portal, with necessary information (Customer ID & masked card number).

Note: Card to be activated within 30 days from the date of issuance in order to avoid the closure of the card as per the RBI Guidelines.

Domestic Credit Card

  • Login to Mobile Banking App with your credentials
  • Go to Manage Cards
  • Under Credit Cards Section, select the Active Credit Card for which PIN has to be set
  • Under My Card Services, select Set Card PIN option
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful PIN generation.

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be activated under Credit Card tab
  • Under My Card Services, select Generate PIN option
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful PIN generation.

  • Customers can approach their nearest branch for availing InstaPINs for their credit cards.

Visa Platinum International

Through Omni Neo Mobile Banking App:

  • Login to Mobile Banking App with your credentials
  • Go to Manage Cards
  • Under Credit Cards Section, select the Set Limit And Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation
Through BOI Internet Banking

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be actioned under Credit Card tab.
  • Choose a card and select Set Limits and Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation

  • Login to Mobile Banking App with your credentials
  • Go to Manage Cards
  • Under Credit Cards Section, select the Set Limit And Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be actioned under Credit Card tab.
  • Choose a card and select Set Limits and Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation