Elite Salary Account
Exclusively for central Government Employees
A specialized Salary savings account designed to cater to the needs of all Central government employees
THE SALARY ACCOUNT FOR THE ELITE EXPERIENCE.
- Comprehensive Insurance Coverage
- Health And Wellness Benefits
- Interest Rebate On Home, Vehicle & Education Loansk
- Overdraft Facility Available
- Zero Balance Savings Account
Accounts
Insurance
DIGITAL VEHICLE LOAN
Drive home your dream car with fast & hassle free BOI Digital Vehicle Loan
Features
- Complete Digital Processing
- Attractive Rate of Interest
- Flexible Terms
- Connected with widespread Vehicle Dealer network.
- Fast & Hassle free disbursement
YOUR DREAM CAR NOW JUST
ONE CLICK Away
with BOI VEHICLE LOAN
Accounts
Insurance
DIGITAL HOME LOAN
Your dream home, approved digitally in minutes with BOI Digital Home Loan
Features
- Complete Digital Processing
- Fast Loan approval
- Attractive Rate of Interest
- Flexible Terms
- Minimal documentation
Accounts
Insurance
Export More, Grow More
A step towards diversified markets & stronger export momentum
Features
- Rs.20,000 Crore Additional Credit Flow
- 100% guarantee coverage with zero fees
- Upto 20% of sanctioned working capital limits
Credit Guarantee Scheme for Exporters offers collateral-free working capital with complete guarantee coverage
Scheme Objectives:
- Enhanced Liquidity
- Enable market diversification
- Stabilize supply chains
- Expand export activities
A step towards diversified markets & stronger export momentum
To apply, Visit: www.jansamarth.in
Accounts
Insurance
Star e-Smart Dairy
- Fully online dairy loan for individual farmers associated with recognized dairy unions and federations for supplying milk.
Star e-Smart Loan
A tailor-made loan for individual farmers associated with recognized dairy unions and federations for supplying milk.
- Collateral-free demand loan up to ₹3.00 lakhs for dairy needs.
- Flexible repayment tenure up to 36 months.
- Fully online process with instant approval
- Competitive interest rates.
Accounts
Insurance
Star Swarnim
STAR SWARNIM FIXED DEPOSIT for 450 Days
Features
- For deposit of less than Rs.3.00 Crs
- Loan Against FD - Available on Callable Deposit
- Premature Withdrawal Facilty - Available on Callable Deposit
STAR SWARNIM FIXED DEPOSIT
FOR 450 DAYS
GET THE BEST RETURNS
7.50% p.a.
For Super Senior Citizens (Non-Callable Deposit)
7.35% p.a.
For Senior Citizens (Non-Callable Deposit)
6.85% p.a.
For Other Customers (Non-Callable Deposit)
SAFE BHI
GUARANTEED RETURN BHI
Additional Information
- For deposit of less than or equal to ₹3.00 Crs → Loan Against FD – Available on Callable Deposit
- Premature Withdrawal Facility – Available on Callable Deposit
- On Callable Deposit – Rate of interest as high as 7.35% p.a. for Super Senior Citizens & 7.20% p.a. for Senior Citizens and 6.70% p.a. for Other Customers for 450 Days
- Note: Minimum threshold for Non‑Callable Deposit – Above ₹1.00 Cr
Accounts
Insurance
PM Svanidhi Loan
Features
- Low Rate of interest
- Minimum Age: 18 Years
- Minimun Documentation Only
- Pre-Payment is allowed without any penalty or cost.
Not Required
- No security
- Credit score report
- Udyam registration
- Project proposal
- Insurance for 1st & 2nd loans
आत्मनिर्भर और सफल भारत निर्माण
(प्रधानमंत्री स्ट्रीट वेंडर आत्मनिर्भर निधि)
स्ट्रीट वेंडर्स सरकार समर्थित ऋण योजना
A GOVERNMENT SUPPORTED LOAN SCHEME FOR STREET VENDORS
Your business dream starts now!
- 1st loan Amount – ₹15000 – Repayable in 12 EMI
- 2nd loan Amount – ₹25000 – Repayable in 18 EMI
- 3rd loan Amount – ₹50,000 – Repayable in 36 EMI
HURRY VISIT NEAREST BANK OF INDIA BRANCH TODAY
*NIL Processing / Upfront Fee Margin Money
Toll Free No.: 1800 220 229 | 1800 103 1906
Visit: www.bankofindia.bank.in
Accounts
Insurance
CTS clearing system
Continuous Clearing with Settlement on Realisation under the CTS Clearing System will be effective from October 4, 2025
ANNOUNCEMENT
Dear Customer,
As per RBI guidelines, Continuous Clearing with Settlement on Realisation under the CTS Clearing System will be effective from October 4, 2025.
With this implementation, the cheque clearing cycle will be significantly reduced — from the current T+1 day to just a few hours.
For seamless and faster processing, we request you to ensure sufficient balance in the account.
Additionally, to safeguard against fraudulent debits, we request you to provide Positive Pay System (PPS) confirmation for cheques of Rs. 50,000/- and above (Compulsory for cheques of Rs. 2 lakhs and above) before issuing cheque.
For further assistance, you may contact our toll‑free number 1800 220 229 or visit your nearest branch.
Accounts
Insurance
completion of 11 years of Pradhan Mantri Jan Dhan Yojana
Pradhan Mantri Jan-Dhan Yojana - 11 Years
₹2.6 lakh crore deposited into the Jan‑Dhan bank accounts of the poor
- 56+ crore Jan‑Dhan bank accounts opened, with 56% accounts in the name of women
- 2 out of every 3 bank accounts are in rural and semi‑urban areas
Accounts
Insurance
Savings Account
Let your Savings and Happiness Grow with
BOI Savings Deposit Account
Toll Free No.: 1800 220 229 / 1800 103 1906
Accounts
Insurance
PENSIONERS ACCOUNT
Ab retirement mein
Savings bhi, Protection bhi
Toll Free No.: 1800 220 229 / 1800 103 1906
Accounts
Insurance
Current Account
BOI Current Deposit Account
Where business meets protection –
Your Prosperity, Our Priority
Key Features:
- Free Personal Accident Insurance of ₹5 Lakh (Individual & Proprietor)
- Free Group Fire Insurance up to ₹1 Lakh
- Free Issuance of Non‑Negotiable Instruments (upto monthly limit)
- Unlimited Free Cheque Leaves*
Toll Free No.: 1800 220 229 / 1800 103 1906
Accounts
Insurance
SB RAKSHAK ACCOUNT
THE SALARY ACCOUNT THAT SALUTES YOUR SERVICE.
Toll Free No.: 1800 220 229 / 1800 103 1906
Accounts
Insurance
GOVERNMENT SALARY ACCOUNT
Enjoy More Protection with Every Paycheck.
FREE GROUP PERSONAL ACCIDENT INSURANCE
Toll Free No.: 1800 220 229 / 1800 103 1906
Visit: www.bankofindia.bank.in
Accounts
Insurance
PRIVATE SALARY ACCOUNT
Aapki Savings, Aapka Shield.
BOI Private Salary Account
Toll Free No.: 1800 220 229 / 1800 103 1906
Visit: www.bankofindia.bank.in
Accounts
Insurance
STQC Certification
Bank of India has become the first bank in the country to attain Standardization Testing and Quality Certification (STQC) for its official website, awarded by STQC Directorate, Ministry of Electronics and Information Technology, Govt. of India, demonstrating its steadfast commitment to digital accessibility and inclusive banking.
Accounts
Insurance
CKYC
The Central KYC (CKYC) is a Government of India initiative to centralize KYC records for financial institutions, making it easier and more secure for customers and banks.
To get your CKYC No./CKYC Card on your mobile, give a missed call on 7799022129 or visit www.ckycindia.in
After retrieval of CKYC ID, contact your Branch.
- Give a missed call on 7798922219 to get your KYC number or visit www.ckycindia.in to view KYC card
- CKYC identifier is linked to your KYC data
- No need to submit your KYC documents at any financial institution if you have your CKYC identifier
- Fetch your KYC Card on DigiLocker
Accounts
Insurance
CUSTOMERS ALERT
Bank of India never sends such messages.
- Fraudsters are sending fake messages claiming your account is blocked due to KYC updates or other reasons, causing panic.
- For more information on cyber security awareness, refer to BOI CYBER STAR E-Manual or visit the Safe Banking section of our website.
- Toll Free No: 1800 220 299 / 1800 103 1906
- Do not download files from unknown sources.
- Avoid clicking on suspicious links.
- Block and report suspicious contacts.
- Never share personal information online.
Report suspected fraudulent communications via the Chakshu portal:
https://sancharsaathi.gov.in/sfc/
Report cyber fraud under our Grievance section on our website or the Government of India portal:
https://cybercrime.gov.in/ or call 1930
Toll Free No.: 1800 220 229 / 1800 103 1906
Visit: www.bankofindia.bank.in
Accounts
Insurance
BOI MOBILE OMNI NEO BANK APP
- BOI Mobile Omni Neo App is the official mobile banking app from Bank of India
No more queues,
just convenient banking.
Download the
BOI Mobile Omni Neo Bank App
Toll Free No.: 1800 220 229 / 1800 103 1906
Visit: www.bankofindia.bank.in
Accounts
Insurance
STAY VIGILANT! PREVENT FRAUD!
- In case of Cyber fraud call 1930
- Click the procedure below to know the detailed steps.
Visit Safe Banking Section for more information. Report cyber fraud under 'Grievance Section'. Also, report cyber fraud on government portal www.cybercrime.gov.in or Call on 1930
Accounts
Insurance
BOI Kisan Credit Card Scheme
- Make every yield profitable with the right equipment
Apply for BOI Kisan Credit Card Scheme today
Make every yield profitable
with the right equipment
Apply for
BOI KISAN CREDIT CARD SCHEME
today
Accounts
Insurance
Nari Shakti
Empower your financial future
With
BOI Nari Shakti Savings Account
Privileges & Concessions:
- Group Personal Accident Death Insurance Cover upto Rs. 200 lakh Absolutely Free (AOB Linked).
- Air Accident Insurance Cover upto Rs. 200 Lakh inclusive of base PAI cover Absolutely Free*.
- NIL Daily Minimum balance requirement.
- Unlimited free Cheque leaves*.
- 50% concession on DD charges – Processing Fee Concessions upto 10% on Housing and Vehicle Loans*.
- Locker Rent Concession (upto 100%).
- Enjoy seamless transactions with ZERO issuance fee on Premium Debit Cards*.
- Exclusive Health & Wellness Package* at discounted rate – Designed Especially for Her*.
Toll Free No.: 1800220229 / 180010319056
Accounts
Insurance
Accounts
Insurance
POPULAR Products
STAR HOME LOAN
STAR ASSET BACKED LOAN
GOLD LOAN
GOVERNMENT SALARY ACCOUNT
NEW INTEREST RATE
Home Loan
Interest Rate
VEHICLE LOAN
Interest Rate
PERSONAL LOAN
Interest Rate
EDUCATION LOAN
Interest Rate
LOAN AGAINST PROPERTY
Interest Rate
OUR
POPULAR OFFERS
OUR
POPULAR OFFERS
VISA CREDIT CARD
-
Offer details:
Turn your travel dreams into take-offs with smarter savings! Use your BOI Visa Platinum Credit Card on MakeMyTrip and unlock
- Flat 12% Instant Discount upto Rs. 1,800 (no minimum spend required!) on Domestic Flights!
- Flat 10% instant discount up to Rs. 5,000 on minimum booking of Rs. 10,000 on International Flights!
Book smart, Travel more with BOI Visa Credit Cards!
OUR
POPULAR OFFERS
BOI Visa Business Debit card
Improve your business efficiency with Bank of India Visa Business Debit Card.
-
Curated Offers
On Google Ads, awfis, Air India, Apollo 24/7
OUR
POPULAR OFFERS
Elevate your business to next level with Bank of India Visa Debit Card.
-
Curated Offers
On Google Ads, awfis, Air India, Apollo 24/7
OUR
POPULAR OFFERS
RuPay Select Credit Card
Get ready to immerse yourself in a world full of rewards.
-
Apply Now
-
For more details:
-
RuPay Select Offers:
-
Participating Airport Lounges:
OUR
POPULAR OFFERS
VISA SIGNATURE DEBIT CARD
-
- 15% discount on Club and Suite Rooms
- Complimentary breakfast & happy hour access
- Free registration for World of Hyatt Membership
-
Offer Code: HYVISA
Offer period: 1 Nov'25- 15 Apr'26
Testimonial
Disclaimer
LATEST NEWS
IMPORTANT NOTICE: In compliance with the Reserve Bank of India (RBI) guidelines, to strengthen the cybersecurity framework, our BOI Corporate Website has moved to the new link https://bankofindia.bank.in.
Bank of India has become the first bank in the country to attain Standardization Testing and Quality Certification (STQC) for its official website, awarded by STQC Directorate, Ministry of Electronics and Information Technology, Govt. of India, demonstrating its steadfast commitment to digital accessibility and inclusive banking.
Dear customer
In our constant endeavour to provide superior customer service, we have already launched new BOI Mobile Omni Neo Bank App with many new customer journeys. To experience the convenience of digital banking kindly download the app from the Play Store/iOS App store. The old mobile app has since been discontinued and you may download the new app for continued services.
We are happy to inform that our NRI Help Center is fully functional now. All our customer and Branch officers may call and correspond for any query related to NRI services at tele number +91 7969241100 or over email ID FEBO.NRI@bankofindia.bank.in
For all Pension related grievances of central government pensioners, please visit CPENGRAMS portal [URL-https://pgportal.gov.in/cpengrams/] or call on toll free number – 1800-11-1960 or send e-mail on care.dppw@nic.in
To strengthen your Aadhaar, update your Aadhaar if 10 years old
Notice for Termination of BOI Billpay Application for payment of utility bills
CAUTION!
Beware of FAKE MUDRA/PMMY website
File-size: 48 KB
SOVA Android Trojan Targets Banks
SOVA Android Trojan Targets Banks
File-size: 422 KBBeware of Fake SMSes and Fake Phone Calls
Fake addresses and phone numbers of Bank's branches are created by miscreants on google search.
Please do not search for any branch address on google search or map.
Use Bank's own website only for any contact details





