rupay-bharat-platinum-credit-card

  • Card is accepted at all the Domestic and foreign merchants across the globe.
  • Customer will get 24*7 Concierge Services.
  • Customer will get 2X Reward points in POS an ECOM transactions. *(Excluding Blocked Categories).
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank.
  • Maximum amount of cash limit is 50% of the spending limit.
  • Maximum amount of cash that can be withdrawn from – ATM – Rs. 15,000 per day.
  • Billing cycle is from 16th of current month to 15th of next month.
  • Payment is to be made on or before 5th of succeeding month.
  • Flexible credit limits for add-on cards.

rupay-bharat-platinum-credit-card

The below features and the offers available on Rupay Bharat Credit Card are subject to revise and changes will be communicated to the cardholders through SMS, E-mail and through Bank’s website time to time.

Some of the key features are mentioned below:

  • Amazon/Flipkart Voucher: Discount Voucher of Rs. 250 (Per quarter)
  • Swiggy Lite: 3 months plan (Per Annum)
  • Big Basket/Blinkit: Discount Voucher of Rs. 250 (Per Quarter)
  • Book My Show: INR 250 off on purchase of min 2 tickets (Per quarter)
  • Lounge: 4- Domestic (one per quarter) and 2- International (one in six months)
  • Insurance cover of upto 2 Lakhs (Personal Accidental and Permanent Disability), provided by NPCI, which will be renewed on yearly basis.
  • Loyalty Rewards 2X

rupay-bharat-platinum-credit-card

  • Customer should attain minimum age of 18years.
  • Customer should be having steady source of income verifiable through Income Tax Returns.
  • Customer should have good credit history.
  • Customer need to be an Indian resident or a Non-resident India (NRI).

rupay-bharat-platinum-credit-card

  • जारीकरण- शून्य
  • एएमसी – ₹400/- (मुख्य कार्ड खातीर) (जीएसटी वगळून)
  • AMC – Rs. 300/- (Add on card) (exclusive of GST)
  • Replacement - Rs. 300/- (exclusive of GST)

rupay-bharat-platinum-credit-card

  • Login to BOI Omni Neo App with your credentials
  • Go to Manage Cards option.
  • Locate the card to be activated under Credit Card tab
  • Under the inactive card, select Activate Card option
  • Enter Expiry (MM/YY) as mentioned on card followed by verification OTP sent to registered mobile number
  • Once verified, you can set PIN immediately by choosing Set PIN Now or choose Set PIN Later for PIN generation at a later stage.
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful card activation and PIN generation

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be activated under Credit Card tab
  • Under the inactive card, select Activate Card option
  • Enter Expiry (MM/YY) as mentioned on card followed by verification OTP sent to registered mobile number
  • Once verified, you can set PIN immediately by choosing Set PIN Now or choose Set PIN Later for PIN generation at a later stage.
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful card activation and PIN generation.

  • Branches can facilitate activation of credit cards issued by raising a service request in CRMNext portal, with necessary information (Customer ID & masked card number).

rupay-bharat-platinum-credit-card

  • Login to Mobile Banking App with your credentials
  • Go to Manage Cards
  • Under Credit Cards Section, select the Active Credit Card for which PIN has to be set
  • Under My Card Services, select Set Card PIN option
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful PIN generation.

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be activated under Credit Card tab
  • Under My Card Services, select Generate PIN option
  • Enter and re-enter 4 digit PIN to be set, followed by verification OTP sent to registered mobile number for successful PIN generation.

  • Customers can approach their nearest branch for availing InstaPINs for their credit cards.

rupay-bharat-platinum-credit-card

Process to avail offers:

  • Log into the Rupay Platinum Portal https://www.rupay.co.in/platinum-booking.
  • One time Registration is required.
  • Once registered, login with your credentials or OTP.
  • Once logged-in, cardholders can view all the available benefits and offers.
  • Click on the features/offers which you want to enjoy.
  • You will be able to view all the complimentary and discounted features/offers.
  • Click on the “Redeem” button to select the suitable date and time and confirm the booking of the feature.
  • You will be directed to the payments page for the booking.
  • Cardholder will have to complete a Rs. 1 transaction to with Rupay card to complete the booking.
  • Post payment, cardholder will receive the voucher code through mobile/email for the selected service, which he/she needs to present at the merchant outlet/website.
  • In case of any service issues, customers can write directly to NPCI at rupayselect[at]npci[dot]org or send email at HeadOffice[dot]CPDcreditcard[at]bankofindia[dot]co[dot]in

rupay-bharat-platinum-credit-card

Through Omni Neo Mobile Banking App:

  • Login to Mobile Banking App with your credentials
  • Go to Manage Cards
  • Under Credit Cards Section, select the Set Limit And Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation
Through BOI Internet Banking

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be actioned under Credit Card tab.
  • Choose a card and select Set Limits and Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation

  • Login to Mobile Banking App with your credentials
  • Go to Manage Cards
  • Under Credit Cards Section, select the Set Limit And Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation

  • Login to Internet Banking platform with your credentials
  • Go to Pay option and select My Cards.
  • Locate the card to be actioned under Credit Card tab.
  • Choose a card and select Set Limits and Channels option
  • You can enable all Domestic/International limits by choosing Enable All, or individually by enabling ATM/Tap and Pay/E-Commerce/Merchant Outlets
  • You can also set limits by entering in the text box adjacent to channel, or using slider on the left.
  • Click on Save Changes for successful limit updation

Note: Card to be activated within 30 days from the date of issuance in order to avoid the closure of the card as per the RBI Guidelines.