Group Personal Accident in Saving Bank
Insurance Company Categories of Savings and Current Accounts Amount of Sum Insured Coverage Details Validity
United India Insurance Company Ltd Rakshak Salary Saving Accounts – SB161 Rs 50 Lakh
  1. Group Personal Accident Death Insurance Cover of Upto Rs. 50 Lakh
  2. Permanent Total Disability Cover of Upto Rs. 50
  3. Permanent Partial Disability Cover of Upto Rs. 25 Lakh
  4. Air Accidental Death Insurance Cover of Upto Rs. 2 Crore
  5. Child Higher Education benefit (Only 2 child) of up to Rs 10 Lakh
(Maximum GPA Cover will be Ten Times of Gross Annual Salary. Child Higher Educational Benefit will be Additional over GPA cover)		 From 07.09.2025 till 06.09.2026
United India Insurance Company Ltd Government Salary Savings Accounts - SB163 Rs 50 Lakh
  1. Group Personal Accident Death Insurance Cover of Upto Rs. 50 Lakh
  2. Permanent Total Disability Cover of Upto Rs. 50 Lakh
  3. Permanent Partial Disability Cover of Upto Rs. 25 Lakh
  4. Air Accidental Death Insurance Cover of Upto Rs. 2 Crore
  5. Child Higher Education benefit (Only 2 child) of up to Rs 10 Lakh
(Maximum GPA Cover will be Ten Times of Gross Annual Salary. Child Higher Educational Benefit will be Additional over GPA cover)		 From 07.09.2025 till 06.09.2026
United India Insurance Company Ltd Private Salary Savings Accounts - SB165 Rs 50 Lakh
  1. Group Personal Accident Death Insurance Cover of Upto Rs. 50 Lakh.
  2. Permanent Total Disability Cover of Upto Rs. 50 Lakh.
  3. Permanent Partial Disability Cover of Upto Rs. 25 Lakh.
  4. Air Accidental Death Insurance Cover of Upto Rs. 2 Crore.
  5. Child Higher Education benefit (Only 2 child) of up to Rs 10 Lakh
(Maximum GPA Cover will be Ten Times of Gross Annual Salary. Child Higher Educational Benefit will be Additional over GPA cover)		 From 07.09.2025 till 06.09.2026
United India Insurance Company Ltd Pensioners Savings Account - SB121 Rs 25 Lakh
  1. Group Personal Accident Death Insurance Cover of Upto Rs. 25 Lakh
  2. Air Accidental Death Insurance Cover of Upto Rs. 50 Lakh.
(Maximum GPA Cover will be Ten Times of Gross Annual Pension)		 From 07.09.2025 till 06.09.2026

Group Personal Accident Insurance Cover (GPA Cover) for various categories of savings account Based on AQB Maintenance in the Savings Account
United India Insurance Company Ltd SB Classic Accounts (AQB of Rs 10,000 and Above to Less Than Rs 1,00,000) Rs 10 Lakh
  1. Group Personal Accident Death Insurance Cover of Maximum Upto Rs. 10 Lakh
  2. Air Accidental Death Insurance Cover of Maximum Upto Rs. 10 Lakh
(Maximum Cover will be 10 Times of AQB maintained in Prior Quarter to the Date of Accident)		 From 07.09.2025 till 06.09.2026
United India Insurance Company Ltd SB Gold Accounts (AQB of Rs 1,00,000 and Above to Less Than Rs 5,00,000) Rs 50 Lakh
  1. Group Personal Accident Death Insurance Cover of Maximum Upto Rs. 50 Lakh
  2. Air Accidental Death Insurance Cover of Maximum Upto Rs. 50 Lakh
(Maximum Cover will be 10 Times of AQB maintained in Prior Quarter to the Date of Accident)		 From 07.09.2025 till 06.09.2026
United India Insurance Company Ltd SB Diamond Accounts (AQB of Rs 5,00,000 and Above to Less Than Rs 10,00,000) Rs 100 Lakh
  1. Group Personal Accident Death Insurance Cover of Maximum Upto Rs. 100 Lakh
  2. Air Accidental Death Insurance Cover of Maximum Upto Rs. 100 Lakh
(Maximum Cover will be 10 Times of AQB maintained in Prior Quarter to the Date of Accident)		 From 07.09.2025 till 06.09.2026
United India Insurance Company Ltd SB Platinum Accounts (AQB of Rs 10,00,000 and Above) Rs 200 Lakh
  1. Group Personal Accident Death Insurance Cover of Maximum Upto Rs. 200 Lakh
  2. Air Accidental Death Insurance Cover of Maximum Upto Rs. 200 Lakh
(Maximum Cover will be 10 Times of AQB maintained in Prior Quarter to the Date of Accident)		 From 07.09.2025 till 06.09.2026

Group Personal Accident Insurance Cover (GPA Cover) for various categories of Current Accounts Based on MAB Maintenance in the Current Account
United India Insurance Company Ltd Normal Current Account (MAB upto Rs 50,000) Rs 5 Lakh
  1. Group Personal Accident Death Insurance Cover of Maximum Upto Rs. 5 Lakh
  2. Air Accidental Death Insurance Cover of Maximum Upto Rs.5 Lakh
(Maximum Cover will be 10 Times of MAB maintained in Prior Month to the Date of Accident)		 From 07.09.2025 till 06.09.2026
United India Insurance Company Ltd Gold Current Account (MAB above Rs 50,000 up to Rs 2,00,000) Rs 20 Lakh
  1. Group Personal Accident Death Insurance Cover of Maximum Upto Rs. 20 Lakh
  2. Air Accidental Death Insurance Cover of Maximum Upto Rs. 20 Lakh
(Maximum Cover will be 10 Times of MAB maintained in Prior Month to the Date of Accident)		 From 07.09.2025 till 06.09.2026
United India Insurance Company Ltd Diamond Current Account (MAB above Rs 2,00,000 up to Rs 10,00,000) Rs 50 Lakh
  1. Group Personal Accident Death Insurance Cover of Maximum Upto Rs.50 Lakh
  2. Air Accidental Death Insurance Cover of Maximum Upto Rs.50 Lakh
(Maximum Cover will be 10 Times of MAB maintained in Prior Month to the Date of Accident or Rs 50 Lakh, whichever is Lower)		 From 07.09.2025 till 06.09.2026
United India Insurance Company Ltd Platinum Current Account (MAB above Rs 10,00,000) Rs 100 Lakh
  1. Group Personal Accident Death Insurance Cover of Maximum Upto Rs.100 Lakh
  2. Air Accidental Death Insurance Cover of Maximum Upto Rs.100 Lakh
(Maximum Cover will be 10 Times of MAB maintained in Prior Month to the Date of Accident)		 From 07.09.2025 till 06.09.2026

Terms and Conditions Applied

The coverages are governed by terms and conditions of the policy and regulatory guidelines.

The accounts opened under MOU with various Government Organization's/bodies and Corporates are governed by the terms and conditions mentioned in respective MOUs.

To get the benefits of coverages accounts needs to be opened in correct scheme code and charge code to avoid rejection of claims.

GPA

To claim for settlement of Insurance cover under the Group Personal Accidental Death Insurance Policy, the claimant/legal heir is required to submit –

COMPANY SAVING BANK PRODUCT AMOUNT OF SUM INSURED COVERAGE VALIDITY
New India Assurance Company Limited Salary A/c (Govt Emp) Rs.50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.200 Lakh
5.Education benefit (Graduation,only 2 child)of up to Rs.10 Lakhs 		Valid from 07.09.2024 up to 06.09.2025
Salary A/C (Pvt Emp) Rs.50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.200 Lakh
5. Education benefit (Graduation,only 2 child)of up to Rs.10 Lakhs 		Valid from 07.09.2024 up to 06.09.2025
Rakshak Salary Accounts Rs.50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.200 Lakh
5. Education benefit (Graduation,only 2 child)of up to Rs.10 Lakhs 		Valid from 07.09.2024 up to 06.09.2025
Salary Account for All Defense Personal Rs.50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.200 Lakh
5. Education benefit (Graduation,only 2 child)of up to Rs.10 Lakhs 		Valid from 07.09.2024 up to 06.09.2025
Salary Account (Paramilitary Forces) Rs.50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.200 Lakh
5. Education benefit (Graduation,only 2 child)of up to Rs.10 Lakhs 		Valid from 07.09.2024 up to 06.09.2025
Pension Accounts Rs.10 Lakh Group Personal Accident Death Insurance Cover of Rs.10 Lakh Valid from 07.09.2024 up to 06.09.2025
Classic SB Accounts (AQB of above Rs. 10,000 up to Rs. 1,00,000) Rs.10 Lakh Group Personal Accident Death Insurance Cover of up to Rs.10 Lakh Valid from 07.09.2024 up to 06.09.2025
Gold SB Accounts (AQB of above Rs. 1,00,000 up to Rs. 5,00,000) Rs.25 lakh Group Personal Accident Death Insurance Cover of up to Rs.25 Lakh Valid from 07.09.2024 up to 06.09.2025
Diamond SB Accounts (AQB of above Rs. 5,00,000 up to Rs. 10,00,000) Rs.50 Lakh Group Personal Accident Death Insurance Cover of up to Rs.50 Lakh Valid from 07.09.2024 up to 06.09.2025
Platinum SB Accounts (AQB of above Rs. 10,00,000) Rs.100 Lakh Group Personal Accident Death Insurance Cover of up to Rs.100 Lakh Valid from 07.09.2024 up to 06.09.2025
Normal Current Account (MAB of up to Rs 50,000/-) Rs.10 Lakh Group Personal Accident Death Insurance Cover of Rs.10 Lakh Valid from 07.09.2024 up to 06.09.2025
Gold Current Account (MAB Above Rs 50,000/- to up to Rs 2 Lakh) Rs.25 Lakh Group Personal Accident Death Insurance Cover of Rs.25 Lakh Valid from 07.09.2024 up to 06.09.2025
Diamond Current Account (MAB Above Rs 2 Lakh to up to Rs 10 Lakh) Rs.50 Lakh Group Personal Accident Death Insurance Cover of Rs.50 Lakh Valid from 07.09.2024 up to 06.09.2025
Platinum Current Account (MAB Above Rs 10 Lakh) Rs.100 Lakh Group Personal Accident Death Insurance Cover of Rs.100 Lakh Valid from 07.09.2024 up to 06.09.2025

GPA

To claim for settlement of Insurance cover under the Group Personal Accidental Death Insurance Policy, the claimant/legal heir is required to submit –

COMPANY SAVING BANK PRODUCT AMOUNT OF SUM INSURED COVERAGE VALIDITY
New India Assurance Company Limited Salary A/c (Govt Emp) Rs.50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.200 Lakh
5.Education benefit (Graduation,only 2 child)of up to Rs.10 Lakhs 		Valid from 07.09.2024 up to 06.09.2025
Salary A/C (Pvt Emp) Rs.50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.200 Lakh
5. Education benefit (Graduation,only 2 child)of up to Rs.10 Lakhs 		Valid from 07.09.2024 up to 06.09.2025
Rakshak Salary Accounts Rs.50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.200 Lakh
5. Education benefit (Graduation,only 2 child)of up to Rs.10 Lakhs 		Valid from 07.09.2024 up to 06.09.2025
Salary Account for All Defense Personal Rs.50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.200 Lakh
5. Education benefit (Graduation,only 2 child)of up to Rs.10 Lakhs 		Valid from 07.09.2024 up to 06.09.2025
Salary Account (Paramilitary Forces) Rs.50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.200 Lakh
5. Education benefit (Graduation,only 2 child)of up to Rs.10 Lakhs 		Valid from 07.09.2024 up to 06.09.2025
Pension Accounts Rs.10 Lakh Group Personal Accident Death Insurance Cover of Rs.10 Lakh Valid from 07.09.2024 up to 06.09.2025
Classic SB Accounts (AQB of above Rs. 10,000 up to Rs. 1,00,000) Rs.10 Lakh Group Personal Accident Death Insurance Cover of up to Rs.10 Lakh Valid from 07.09.2024 up to 06.09.2025
Gold SB Accounts (AQB of above Rs. 1,00,000 up to Rs. 5,00,000) Rs.25 lakh Group Personal Accident Death Insurance Cover of up to Rs.25 Lakh Valid from 07.09.2024 up to 06.09.2025
Diamond SB Accounts (AQB of above Rs. 5,00,000 up to Rs. 10,00,000) Rs.50 Lakh Group Personal Accident Death Insurance Cover of up to Rs.50 Lakh Valid from 07.09.2024 up to 06.09.2025
Platinum SB Accounts (AQB of above Rs. 10,00,000) Rs.100 Lakh Group Personal Accident Death Insurance Cover of up to Rs.100 Lakh Valid from 07.09.2024 up to 06.09.2025
Normal Current Account (MAB of up to Rs 50,000/-) Rs.10 Lakh Group Personal Accident Death Insurance Cover of Rs.10 Lakh Valid from 07.09.2024 up to 06.09.2025
Gold Current Account (MAB Above Rs 50,000/- to up to Rs 2 Lakh) Rs.25 Lakh Group Personal Accident Death Insurance Cover of Rs.25 Lakh Valid from 07.09.2024 up to 06.09.2025
Diamond Current Account (MAB Above Rs 2 Lakh to up to Rs 10 Lakh) Rs.50 Lakh Group Personal Accident Death Insurance Cover of Rs.50 Lakh Valid from 07.09.2024 up to 06.09.2025
Platinum Current Account (MAB Above Rs 10 Lakh) Rs.100 Lakh Group Personal Accident Death Insurance Cover of Rs.100 Lakh Valid from 07.09.2024 up to 06.09.2025

GPA

Company Savings Bank Product Amount of Sum Insured Coverage Validity
New India Assurance Company Limited Salary A/c (Govt Emp) Rs. 50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.1 crore
5.Education benefit of Rs 2 Lakhs 		Valid from 07.09.2023 up to 06.09.2024*
Salary A/C (Pvt Emp) Rs. 30 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.30 Lakh
2. Air Accidental Insurance of Rs. 50 Lakh 		Valid from 07.09.2023 up to 06.09.2024*
Pension Accounts Rs. 5.00 Lakh Group Personal Accident Death Insurance Cover of Rs.5 Lakh Valid from 07.09.2023 up to 06.09.2024*
Other non BSBD Accounts Rs. 1 Lakh Group Personal Accident Death Insurance Cover of Rs. 1 Lakh Valid from 07.09.2023 up to 06.09.2024*
BSBD Accounts Rs. 0.50 Lakh Group Personal Accident Death Insurance Cover of up to Rs.0.50 Lakh Valid from 07.09.2023 up to 06.09.2024*
Minor Account Rs. 0.50 Lakh Group Personal Accident Death Insurance Cover of up to Rs.0.5 Lakh Valid from 07.09.2023 up to 06.09.2024*
Police salary Accounts (RAKSHAK SALARY ACCOUNTS) Rs. 50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.1 crore
5.Education benefit of Rs 2 Lakhs 		Valid from 07.09.2023 up to 06.09.2024*
Defense Salary Accounts (RAKSHAK SALARY ACCOUNTS) Rs. 50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.1 crore
5.Education benefit of Rs 2 Lakhs 		Valid from 07.09.2023 up to 06.09.2024*
Paramilitary Salary accounts (RAKSHAK SALARY ACCOUNTS) Rs. 50 Lakh 1. Group Personal Accident Death Insurance Cover of Rs.50 Lakh
2.Permanent Total Disability Cover of Rs.50 lakhs
3.Permanent Partial Disability (50%) Cover of Rs.25 lakhs
4.Air Accidental Insurance of Rs.1 crore
5.Education benefit of Rs 2 Lakhs 		Valid from 07.09.2023 up to 06.09.2024*
Classic Accounts Rs. 10 Lakh Group Personal Accident Death Insurance Cover of up to Rs. 10 Lakh Valid from 07.09.2023 up to 06.09.2024*
Gold Accounts Rs. 25 Lakh Group Personal Accident Death Insurance Cover of up to Rs. 25 Lakh Valid from 07.09.2023 up to 06.09.2024*
Diamond Accounts Rs. 50 Lakh Group Personal Accident Death Insurance Cover of up to Rs. 50 Lakh Valid from 07.09.2023 up to 06.09.2024*
Platinum Accounts Rs. 100 Lakh Group Personal Accident Death Insurance Cover of up to Rs. 100 Lakh Valid from 07.09.2023 up to 06.09.2024*
The Oriental Insurance Company Limited BSBD Accounts Rs. 0.50 Lakh Personal Accidental Death cover of Rs. 0.50 Lakh Valid from 07.09.2022 up to 06.09.2023*
BOI Star Yuva SB Accounts (age 18-21 years) Rs. 0.50 Lakh Personal Accidental Death cover of Rs. 0.50 Lakh Valid from 07.09.2022 up to 06.09.2023*
BOI Saral Salary Account Scheme - SB 165 Rs. 2 Lakh Group Personal Accidental Death Insurance of Rs. 2 Lakh Valid from 07.09.2022 up to 06.09.2023*
Star Ratnakar Bachat Salary Account - SB 164 Rs. 5 Lakh Group Personal Accidental Death Insurance of Rs. 5 Lakh Valid from 07.09.2022 up to 06.09.2023*
BOI Star Yuva SB Accounts ( above 21 years ) Rs. 5.00 Lakh Personal Accidental Death cover of Rs. 5.00 Lakh Valid from 07.09.2022 up to 06.09.2023*
Private Sector Employees (Spl. Charge Code 0204) Rs. 30 Lakhs. Group Personal Accidental Death Insurance of Rs. 30 Lakhs. Valid from 01.10.2022 up to 30.09.2023#
SB Pensioners under scheme code (SB-121 ) Rs. 5.00 Lakh Personal Accidental Death cover of Rs. 5.00 Lakh Valid from 01.10.2022 up to 30.09.2023#
SB Diamond Customers Rs. 5.00 Lakh Personal Accidental Death cover of Rs. 5.00 Lakh Valid from 01.10.2022 up to 30.09.2023#
Star Senior Citizen SB accounts (SB166) Rs. 5.00 Lakh Personal Accidental Death cover of Rs. 5.00 Lakh Valid from 01.10.2022 up to 30.09.2023#
The National Insurance Company Limited (NICL) Salary Plus-Para Military Forces Rs.50.00 Lakhs Group Personal Accidental Death Insurance Cover of upto Rs 50 Lakhs* Permanent Total Disability Cover of upto Rs. 50 lakhs* Permanent Partial Disability Cover (50%) of upto Rs 25 lakhs.* Education Benefit of Rs.2 lakh (for cases resulting in death/PTD)* Golden Hour Cashless Hospitalisation upto Rs.1 lakh (for cases resulting in Death/PPD/PTD).* Air Accidental Insurance cover of Rs. 1 Cr* *Terms and Conditions Apply Valid from 01.07.2022 up to 12.06.2023@
Salary Plus-State & Central Govt. employees Rs.50.00 Lakhs Group Personal Accidental Death Insurance Cover of upto Rs 50 Lakhs* Permanent Total Disability Cover of upto Rs. 50 lakhs* Permanent Partial Disability Cover (50%) of upto Rs 25 lakhs.* Education Benefit of Rs.2 lakh (for cases resulting in death/PTD)* Golden Hour Cashless Hospitalisation upto Rs.1 lakh (for cases resulting in Death/PPD/PTD).* Air Accidental Insurance cover of Rs. 1 Cr* *Terms and Conditions Apply Valid from 01.07.2022 up to 12.06.2023@
Salary Plus-Employees of Public sector Undertakings Rs.50.00 Lakhs Group Personal Accidental Death Insurance Cover of upto Rs 50 Lakhs* Permanent Total Disability Cover of upto Rs. 50 lakhs* Permanent Partial Disability Cover (50%) of upto Rs 25 lakhs.* Education Benefit of Rs.2 lakh (for cases resulting in death/PTD)* Golden Hour Cashless Hospitalisation upto Rs.1 lakh (for cases resulting in Death/PPD/PTD).* Air Accidental Insurance cover of Rs. 1 Cr* *Terms and Conditions Apply Valid from 01.07.2022 up to 12.06.2023@
Salary Plus- Jai Jawan Salary Plus Account Scheme Rs.50.00 Lakhs Group Personal Accidental Death Insurance Cover of upto Rs 50 Lakhs* Permanent Total Disability Cover of upto Rs. 50 lakhs* Permanent Partial Disability Cover (50%) of upto Rs 25 lakhs.* Education Benefit of Rs.2 lakh (for cases resulting in death/PTD)* Golden Hour Cashless Hospitalisation upto Rs.1 lakh (for cases resulting in Death/PPD/PTD).* Air Accidental Insurance cover of Rs. 1 Cr* *Terms and Conditions Apply Valid from 01.07.2022 up to 12.06.2023@
Staff Salary Accounts Rs.50.00 Lakhs Group Personal Accidental Death Insurance Cover of upto Rs 50 Lakhs* Permanent Total Disability Cover of upto Rs. 50 lakhs* Permanent Partial Disability Cover (50%) of upto Rs 25 lakhs.* Education Benefit of Rs.2 lakh (for cases resulting in death/PTD)* Golden Hour Cashless Hospitalisation upto Rs.1 lakh (for cases resulting in Death/PPD/PTD).* Air Accidental Insurance cover of Rs. 1 Cr* *Terms and Conditions Apply Valid from 01.07.2022 up to 12.06.2023@
BOI Rakshak Salary Account (Spl. Charge code: Raksh) Rs. 50.00 Lakhs Group Personal Accidental Death Insurance Cover of upto Rs 50 Lakhs* Permanent Total Disability Cover of upto Rs. 50 lakhs* Permanent Partial Disability Cover (50%) of upto Rs 25 lakhs.* Education Benefit of Rs.2 lakh (for cases resulting in death/PTD)* Golden Hour Cashless Hospitalisation upto Rs.1 lakh (for cases resulting in Death/PPD/PTD).* Air Accidental Insurance cover of Rs. 1 Cr*. *Terms and Conditions Apply Valid from 01.07.2022 up to 12.06.2023@
Please note for Salary Plus-Para Military Forces, Central & State Employees and PSU, Jai Jawan Salary Plus,Staff Salary and Rakshak Salary accounts previous coverage shall continue from 13.06.2022 up to 30.06.2022 with NICL Rs. 30.00 Lakhs Group Personal Accidental Death Insurance Cover of upto Rs 30 Lakhs* Permanent Total Disability Cover of upto Rs. 30 lakhs* Permanent Partial Disability Cover of upto Rs 15 lakhs.* Air Accidental Insurance cover of Rs. 1 Cr* *Terms and Conditions Apply Valid from 13.06.2022 up to 30.06.2022@
  • * (Claims for any accidental death before or upto 06.09.2019 is covered by NICL and after 06.09.2019 is covered by HDFC ERGO GIC ltd.)
  • # (Claims for any accidental death before or upto 30.09.2019 is covered by NICL and after 30.09.2019 is covered by HDFC ERGO GIC ltd.)
  • @ (Claims for any accident before or upto 12.06.2022 is covered by The New India Assurance Company and after 12.06.2022 is covered by NICL ltd.)
Note
NOTE:- The cover is subject to settlement of claim by the insurance company without any liability of the bank. The rights and liabilities of the insured shall be with the insurance company. It is clarified that insurance contracts or any of its terms shall not be binding on the Bank and the bank takes no responsibility towards either the insurance company or the insured. Bank holds the right to withdraw the facility at its discretion in any subsequent year.

GPA

Indicative Documents Checklist for Death Claim for UNITED INDIA INSURANCE COMPANY LIMITED

  • Completely filled Claim Form by the claimant/Nominee
  • Legible (Clear Readable) Copy of Police F.I.R and Panchanama (For Armed forces: Defence Authority report in case FIR is not available). FIR is mandatory document.
  • Copy of Post-Mortem Report.
  • Copy of Death Certificate (Mandatory in all types of events of death)
  • Letter from the Bank's officers certifying the account of the deceased.
  • Notarized translations in English of any provided document which is in regional language.
  • PAN card copy of the claimant and deceased member. If a PAN (Permanent Account Number) card copy is not available, then form 60 may be submitted.
  • Original Cancelled cheque leaf of the claimant's bank account/ photocopy of the first page of the claimant's bank passbook containing the name of account holder, bank account number, IFSC code.
  • NEFT details of the claimant/nominee certified by the claimant's bank.
  • Other Suitable document to prove Legal heirs (Applicable in case if claimant is not a nominee/Joint account holder as per Bank’s record)
  • Viscera Report/chemical analysis report in case where post-mortem report shows the viscera is preserved. It is a mandatory requirement.
  • Aadhar Card of the Nominee/Legal Heir and deceased member
  • Hospital Paper/ Treatment Paper/ Brought dead memo
  • Discharge Summary
  • Indoor Case Paper
  • 1st page of passbook copy duly stamped by Bank showing Deceased member and Nominee, joint account holder as per bank record.
  • Finacle screen shot of account showing account opening date and other details such as Nominee name and variant of operative account.
  • Bank statement of Deceased member for 12 months prior to date of accident, highlighting salary entry and duly stamped by Bank.
  • Application letter from Nominee to Bank requesting for claim.
  • In case of Road accident, photograph of the concerned vehicle, Spot Panchanama & property Seizure memo is required.

GPA

Indicative Documents Checklist for Disability Claim

  • Completely filled Claim Intimation form and Disability Claim Form duly signed by the claimant.
  • Medical Certificate from registered Doctor specifying the disability
  • Letter from the Bank's Officer certifying the account of the deceased. Disability certificate from Government approved Authority.
  • Attested FIR copy with incident (For Armed forces: Defence Authority report in case FIR is not available)
  • Hospitalization papers including indoor case paper, x-ray report, laboratory test report etc
  • Clear visible Amputation Photograph of the Claimant, duly verified and stamp by branch.
  • For all claims:
    a) All documents need to be verified by the Bank Branch/Zonal Office/Head Office.
    b) All attested documents need to be submitted original.
    c) Final Police Report (wherever required).

GPA

Documents Required for New India Assurance Company Limited:

The List of documents to be provide by the Claimant of the deceased are as follows.

  • Claim form duly filled and signed by the Nomineed (Original)
  • Salaray Slip for 12 Months before the date of Accident/Death Certified by the Bank/Remuneration statement provided by the Empolyer Form - 16)
  • ID Proof Copy of Nominee Pan Card & Aadhar Card.
  • ID Proof Copy of Deceased Pan-Card & Aadhar Card.
  • F .I. R / KHABARI JAWADB.
  • Panchnama.
  • Post -Mortem Report attested by Bank.
  • Death  Certificate.
  • Pass Book Copy and Bank Statement Copy of the Deceased.
  • Pass Book Copy and Bank Statement Copy of the Nominee.
  • GPA Policy copy and Endorsement as on date of Accident
  • Approval Note of R. O
  • 64 VB Compliance
  • Any other documents from Bank.
    i) Bank of India Branch account number for payment .
    ii) Bank Statement of deceased from Bank of India branch.
    iii) Hospital Paper of Deceased.
    iv) Bank Covering Letter.
    iv) Bank Covering Letter.

Duly filled claim form, Medical Certificate along with the following documents (in original or certified true copies) :

Documents required –

  • Original First and Final police report.
  • Original inquest panchnama.
  • Certified copy of post-mortem report.
  • Certified copy of pass book.
  • Death Certificate.
  • Three months salary account statement is required for salary accounts
  • Covering letter by the home branch which should include the Office account number and IFSC Code to which the proceeds shall be remitted.

All the verified documents along with branch confirmation should be sent to respective insurance provider (as per mentioned above) directly, mentioned in the address tab –

GPA

Address of United India Insurance Company Ltd for sending the hard copies of the documents

Mr. Aadesh Patankar/ Ms. Sneha Pednekar,,
STAR HOUSE II, 8th FLOOR, WEST WING,
BANDRA (EAST), MUMBAI – 400 051.
Tel: 022-6131 9874/9859/9848/9843/9856.
+91 8451968926, +91 8657737374, +91 9137604412

GPA

Escalation Matrix (ARIBL)

Sr No Name Designation Email ID
1 Mr. Aadesh Patankar Senior Officer aadeshpatankar@rathi.com
2 Ms. Sneha Pednekar Manager snehapednekar@rathi.com
3 Mr. Rahul Nair Assistant Manager rahulnair@rathi.com
4 Ms. Mehak Suneja Senior Manager mehaksuneja@rathi.com
5 Mr. Akshay Zade Assistant Vice President akshayzade@rathi.com
6 Mr. Pranav Shah Senior Manager pranavshah@rathi.com

GPA

Escalation Matrix from United India Insurance Company

Escalation Level Name Designation Email ID
1st Level Suresh M. Gurav Deputy Manager sureshgurav@uiic.bank.in
2nd Level 2nd Level Regional Manager sapnathomas@uiic.bank.in

GPA

Address of New India Assurance Company Limited for sending the Documents

The Manager,
The New India Assurance Co.Ltd.,
A-102, 1st floor, Bhattad Tower, Kora Kendra Road,
off S.V.Road , Borivali (w), Mumbai-400092.
E-mail Id:-sangita.kamble@newindia.bank.in / mini.unnikrishnan@newindia.bank.in /
sanika.parab@newindia.bank.in / sanjivani.naringrekar@newindia.bank.in

Address of The Oriental Insurance Company Limited

Claim Service Centre,
5th Floor, Maker Bhavan No. 1,
Sir Vithaldas Thackersey Marg,
New Marine Lines, Mumbai - 400020

Contact Persons :
1) Mrs. Indrani Verma, Regional Manager
Email Id : indrani.varma@orientalinsurance.bank.in
Contact No. 022 67575601, 022 22821934
2) Smt. Lakshmi Iyer, Deputy Manager
Email Id : Lakshmiiyer.k@orientalinsurance.bank.in
Contact No. 022 67575602
3) Mrs. Neeta Prabhu, Asst. Administrative Officer
Email Id : neeta.prabhu@orientalinsurance.bank.in
Contact No. 022 6757 5608

Address of HDFC ERGO GIC LTD:-

Accident & Health Claims Dept.
HDFC ERGO General Insurance Company Ltd.
6th Floor, Leela business park, Andheri-Kurla
Road, Andheri ( East) Mumbai - 400 059
Claim intimation email address:
papayments@hdfcergo.com

Address of National Insurance Company Ltd:-

For claims before 30-09-2019

The Divisional Manager
National Insurance Company Limited
D.O - 261700, 1st Floor, 14, J.Tata Road
Royal Insurance Building, Churchgate, Mumbai – 400 020.
Telephone Nos.022-22021866/67/68,Direct
022-22021886, Fax No.022-22021869
E-mail Id:-VijayaC.Mistry@nic.bank.in/KavitaH.Tilve@nic.bank.in/RadhikaR.Parab@nic.bank.in

For claims after 12-06-2022

The Divisional Manager
National Insurance Company Limited
Panvel Divisional Office (261500)
1st Floor, Sneh, Plot no. 75, Swami Nityanand Marg,
Panvel, Raigad, Maharashtra – 410206
Email ID: 261500@nic.bank.in
Phone : 022-2745-3691, 022-2745-3772

GPA

NIACL Claim Form
(129.285 KB)
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NIA Claim Form
(420.688 KB)
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NICl Claim Form
(231.445 KB)
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HDFC Claim Form
(1608.371 KB)
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Oriental Insurance Claim form
(17.67 KB)
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United India Insurance Co Ltd Claim Form
(661.346 KB)
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