Gold Loan
- Loan available upto 85 % of Gold value.
- Nominal processing charge
- Express credit delivery
- Easy repayment terms
- Overdraft facility available.
- No pre closure charges
- Attractive rate of Interest.
- Special Concession in ROI for hallmarked jewellery*
- TAT - 25 Minutes
For more information
Gold Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Gold Loan
To meet Credit needs for all type agriculture related activity, business related activity or for consumption needs.
For more information
Gold Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Gold Loan
Any individual who is lawful owner of Gold jewellery/ornaments/coins.
Quantum of finance
- Minimum amount of loan – Rs 20,000/-
- Maximum amount of loan – Rs 30.00 Lakh
Before applying you must have
- KYC documents(identity proof and address proof)
- Gold jewellery/coin that can be pledged.
- Land holding particulars, if purpose is Agriculture Allied Activity and loan amount > Rs 2.50 Lakh.
For more information
Gold Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Gold Loan
RATE OF INTEREST
| Activity | Rate of Interest |
|---|---|
| Agriculture | @ 1 Year MCLR + BSS (0.15%) |
| Agriculture- Food & Agro | @ RBLR + BSP (0.25%) |
| MSME | @ RBLR + BSP (0.65%) |
| Retail | @ RBLR + BSP (1.05%) |
PROCESSING CHARGES
| Limit | PPC |
|---|---|
| Up to 0.50 lakh | Nil |
| Above 0.50 lakh to 1.00 lakh | Rs.250/- |
| Above 1.00 lakh to 5.00 lakh | Rs.500/- |
| Above 5.00 lakh to 10.00 lakh | Rs.1000/- |
| Above 10.00 lakhs | Rs.1500/- |
OTHER CHARGES
- Charges regarding the fetching/verification of land record for Agricultural Gold Loan, recovered from borrower at the rate of Rs.50/- per account/record.